“ When was the last time a character caught a cold or flu? Real people get them every now and again even with solid heating and dry interiors. Your characters are out in the cold and wet, and even inside is not always dry and warm. Imagine having to stop your dungeon crawl, sitting in a tight defensive position, while you all are feverish.”
“ A plague is spreading trough the lands, the plague is actually an old woman carrying a stick. She walks from farm to farm spreading the plague. Can the PCs stop her without getting infected.”
“ The Party has been travelling for two days and havent spotted a thing,suddenly out on the horizon five riders appear,when they get close the group identifies them as orces,the leader is a mean looking one with many scars suddenly he raises his spear.”